BitPay Card vs MetaMask Card

The short answer

Winner: MetaMask Card — 7.6/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

BitPay Card logo
BitPay Card
KYC
MetaMask Card logo
MetaMask Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
1%
ATM fee
2%
2%
FX fee
3%
1%
Per transaction
Unlimited
$10k
Daily limit
$10k
$15k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
Free
0.5%
ATM per transaction
$2.4k
$400
Network
mastercard
mastercard
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✓
Countries
1
24
Coins
BTC, ETH, USDC, XRP
ETH, USDC, USDT
Get BitPay Card
Get MetaMask Card

BitPay Card vs MetaMask Card FAQ

On our composite score MetaMask Card edges ahead (7.6/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.