Jam Card vs Bitsa Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Jam Card
No KYC
Bitsa Card
No KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
0%
ATM fee
Free
1%
FX fee
2.5%
2%
Per transaction
Unlimited
$1.5k
Daily limit
$250k
$500
Monthly limit
Unlimited
$1k
KYC
No KYC
No KYC
Card type
Prepaid
Debit
Custody
Non-custodial
Custodial
Conversion fee
4.2%
Free
ATM per transaction
Unlimited
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✗
✗
Countries
41
21
Coins
USDT
BTC, ETH
Jam Card vs Bitsa Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.