Kast Card vs ZEN Card
The short answer
Winner: Kast Card — 7.5/10 versus 7.4/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Kast Card
No KYC
ZEN Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
10%
ATM fee
2%
1.5%
FX fee
1.75%
0.5%
Per transaction
Unlimited
Unlimited
Daily limit
Unlimited
$10k
Monthly limit
Unlimited
Unlimited
KYC
No KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
Free
ATM per transaction
$300
Unlimited
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
26
25
Coins
BTC, ETH, USDC, USDT
BTC, ETH, USDC, USDT
Kast Card vs ZEN Card FAQ
On our composite score Kast Card edges ahead (7.5/10 vs 7.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.