MetaMask Card vs BitPay Card

The short answer

Winner: MetaMask Card — 7.6/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

MetaMask Card logo
MetaMask Card
KYC
BitPay Card logo
BitPay Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1%
0%
ATM fee
2%
2%
FX fee
1%
3%
Per transaction
$10k
Unlimited
Daily limit
$15k
$10k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Non-custodial
Custodial
Conversion fee
0.5%
Free
ATM per transaction
$400
$2.4k
Network
mastercard
mastercard
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
24
1
Coins
ETH, USDC, USDT
BTC, ETH, USDC, XRP
Get MetaMask Card
Get BitPay Card

MetaMask Card vs BitPay Card FAQ

On our composite score MetaMask Card edges ahead (7.6/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.