MetaMask Card vs Ledger Crypto Life Card
The short answer
Winner: MetaMask Card — 7.6/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
MetaMask Card
KYC
Ledger Crypto Life Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1%
1%
ATM fee
2%
1.5%
FX fee
1%
1.75%
Per transaction
$10k
Unlimited
Daily limit
$15k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Non-custodial
Custodial
Conversion fee
0.5%
2%
ATM per transaction
$400
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
24
24
Coins
ETH, USDC, USDT
BTC, ETH, SOL, USDC, USDT
MetaMask Card vs Ledger Crypto Life Card FAQ
On our composite score MetaMask Card edges ahead (7.6/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.