MetaMask Card vs Tangem Pay

The short answer

Winner: MetaMask Card — 7.6/10 versus 7.4/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

MetaMask Card logo
MetaMask Card
KYC
Tangem Pay logo
Tangem Pay
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1%
0%
ATM fee
2%
Free
FX fee
1%
1%
Per transaction
$10k
Unlimited
Daily limit
$15k
$50k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Non-custodial
Non-custodial
Conversion fee
0.5%
Free
ATM per transaction
$400
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
24
15
Coins
ETH, USDC, USDT
USDC
Get MetaMask Card
Get Tangem Pay

MetaMask Card vs Tangem Pay FAQ

On our composite score MetaMask Card edges ahead (7.6/10 vs 7.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.