ZEN Card vs 1inch Card
The short answer
Winner: ZEN Card — 7.4/10 versus 7.2/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
ZEN Card
KYC
1inch Card
Email only
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
10%
1.5%
ATM fee
1.5%
2%
FX fee
0.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$10k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
Email only
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
Free
1.75%
ATM per transaction
Unlimited
Unlimited
Network
mastercard
visa
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
25
15
Coins
BTC, ETH, USDC, USDT
ETH, USDC, USDT
ZEN Card vs 1inch Card FAQ
On our composite score ZEN Card edges ahead (7.4/10 vs 7.2/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.