1inch Card vs ZEN Card
The short answer
Winner: ZEN Card — 7.4/10 versus 7.2/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
1inch Card
Email only
ZEN Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1.5%
10%
ATM fee
2%
1.5%
FX fee
Free
0.5%
Per transaction
Unlimited
Unlimited
Daily limit
Unlimited
$10k
Monthly limit
Unlimited
Unlimited
KYC
Email only
KYC
Card type
Debit
Debit
Custody
Non-custodial
Custodial
Conversion fee
1.75%
Free
ATM per transaction
Unlimited
Unlimited
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
15
25
Coins
ETH, USDC, USDT
BTC, ETH, USDC, USDT
1inch Card vs ZEN Card FAQ
On our composite score ZEN Card edges ahead (7.4/10 vs 7.2/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.