BitPay Card vs Bitsa Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
BitPay Card
KYC
Bitsa Card
No KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
0%
ATM fee
2%
1%
FX fee
3%
2%
Per transaction
Unlimited
$1.5k
Daily limit
$10k
$500
Monthly limit
Unlimited
$1k
KYC
KYC
No KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
Free
ATM per transaction
$2.4k
Unlimited
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✗
✗
Google Pay
✗
✗
Countries
1
21
Coins
BTC, ETH, USDC, XRP
BTC, ETH
BitPay Card vs Bitsa Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.