BitPay Card vs Ether.fi Card
The short answer
Winner: Ether.fi Card — 7.4/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
BitPay Card
ID required
Ether.fi Card
Full KYC
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
0%
2%
ATM Fee
2%
Free
FX Fee
3%
Free
Per transaction
$8k
$8k
Daily limit
$10k
$10k
Monthly limit
$25k
$50k
KYC
ID
Full
Card type
debit
credit
Custody
custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$300
$400
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✓
Countries
1
10
Coins
BTC, ETH, USDC, XRP
ETH, USDC
BitPay Card vs Ether.fi Card FAQ
On our composite score Ether.fi Card edges ahead (7.4/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.