BrainPay Card vs Rain Card
The short answer
Winner: Rain Card — 7.5/10 versus 6.6/10. It leads on the blend of fees, trust, and community sentiment.
BC
BrainPay Card
No KYC
Rain Card
Email only
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
0%
1%
ATM Fee
2%
Free
FX Fee
2.5%
Free
Per transaction
$500
$3k
Daily limit
$1k
$5k
Monthly limit
$5k
$20k
KYC
None
Email
Card type
debit
debit
Custody
non-custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$100
$200
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✓
Countries
13
1
Coins
BTC, ETH, SOL, USDT
ETH, USDC
BrainPay Card vs Rain Card FAQ
On our composite score Rain Card edges ahead (7.5/10 vs 6.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.