Coinbase Card vs Rain Card
The short answer
Winner: Coinbase Card — 7.6/10 versus 7.5/10. It leads on the blend of fees, trust, and community sentiment.
Coinbase Card
Full KYC
Rain Card
Email only
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
4%
1%
ATM Fee
2.49%
Free
FX Fee
Free
Free
Per transaction
$8k
$3k
Daily limit
$10k
$5k
Monthly limit
$30k
$20k
KYC
Full
Email
Card type
debit
debit
Custody
custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$200
$200
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
14
1
Coins
BTC, ETH, USDC, USDT
ETH, USDC
Coinbase Card vs Rain Card FAQ
On our composite score Coinbase Card edges ahead (7.6/10 vs 7.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.