Ether.fi Card vs BrainPay Card
The short answer
Winner: Ether.fi Card — 7.4/10 versus 6.6/10. It leads on the blend of fees, trust, and community sentiment.
Ether.fi Card
Full KYC
BC
BrainPay Card
No KYC
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
0%
ATM Fee
Free
2%
FX Fee
Free
2.5%
Per transaction
$8k
$500
Daily limit
$10k
$1k
Monthly limit
$50k
$5k
KYC
Full
None
Card type
credit
debit
Custody
non-custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$400
$100
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
10
13
Coins
ETH, USDC
BTC, ETH, SOL, USDT
Ether.fi Card vs BrainPay Card FAQ
On our composite score Ether.fi Card edges ahead (7.4/10 vs 6.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.