Ether.fi Card vs Ledger Crypto Life Card

The short answer

Winner: Ether.fi Card — 7.4/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Ether.fi Card logo
Ether.fi Card
KYC
Ledger Crypto Life Card logo
Ledger Crypto Life Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
2%
1%
ATM fee
2%
1.5%
FX fee
0.5%
1.75%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Credit
Debit
Custody
Non-custodial
Custodial
Conversion fee
Free
2%
ATM per transaction
$100
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
10
24
Coins
ETH, USDC
BTC, ETH, SOL, USDC, USDT
Get Ether.fi Card
Get Ledger Crypto Life Card

Ether.fi Card vs Ledger Crypto Life Card FAQ

On our composite score Ether.fi Card edges ahead (7.4/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.