Ether.fi Card vs Plutus Card
The short answer
Winner: Ether.fi Card — 7.4/10 versus 7.2/10. It leads on the blend of fees, trust, and community sentiment.

Ether.fi Card
Full KYC

Plutus Card
ID required
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
3%
ATM Fee
Free
1.5%
FX Fee
Free
Free
Per transaction
$8k
$4k
Daily limit
$10k
$5k
Monthly limit
$50k
$20k
KYC
Full
ID
Card type
credit
debit
Custody
non-custodial
custodial
Conversion fee
Free
Free
ATM per tx
$400
$200
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
10
15
Coins
ETH, USDC
BTC, ETH, USDT
Ether.fi Card vs Plutus Card FAQ
On our composite score Ether.fi Card edges ahead (7.4/10 vs 7.2/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.