Ether.fi Card vs Rain Card
The short answer
Winner: Rain Card — 7.5/10 versus 7.4/10. It leads on the blend of fees, trust, and community sentiment.
Ether.fi Card
Full KYC
Rain Card
Email only
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
1%
ATM Fee
Free
Free
FX Fee
Free
Free
Per transaction
$8k
$3k
Daily limit
$10k
$5k
Monthly limit
$50k
$20k
KYC
Full
Email
Card type
credit
debit
Custody
non-custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$400
$200
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
10
1
Coins
ETH, USDC
ETH, USDC
Ether.fi Card vs Rain Card FAQ
On our composite score Rain Card edges ahead (7.5/10 vs 7.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.