Fold Card vs Ether.fi Card
The short answer
Winner: Ether.fi Card — 7.4/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Fold Card
Full KYC
Ether.fi Card
Full KYC
Score
Annual Fee
$149
Free
Monthly Fee
Free
Free
Cashback
2%
2%
ATM Fee
Free
Free
FX Fee
Free
Free
Per transaction
$4k
$8k
Daily limit
$5k
$10k
Monthly limit
$20k
$50k
KYC
Full
Full
Card type
debit
credit
Custody
custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$200
$400
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
1
10
Coins
BTC
ETH, USDC
Fold Card vs Ether.fi Card FAQ
On our composite score Ether.fi Card edges ahead (7.4/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.