Fold Card vs MetaMask Card
The short answer
Winner: MetaMask Card — 7.6/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Fold Card
KYC
MetaMask Card
KYC
Score
Annual fee
$149
Free
Monthly fee
Free
Free
Cashback
2%
1%
ATM fee
Free
2%
FX fee
3%
1%
Per transaction
$15k
$10k
Daily limit
$15k
$15k
Monthly limit
$50k
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
Free
0.5%
ATM per transaction
$400
$400
Network
visa
mastercard
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✓
Countries
1
24
Coins
BTC
ETH, USDC, USDT
Fold Card vs MetaMask Card FAQ
On our composite score MetaMask Card edges ahead (7.6/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.