Gnosis Pay vs Plutus Card
The short answer
Winner: Gnosis Pay — 7.6/10 versus 7.2/10. It leads on the blend of fees, trust, and community sentiment.

Gnosis Pay
ID required

Plutus Card
ID required
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
3%
ATM Fee
Free
1.5%
FX Fee
Free
Free
Per transaction
$4k
$4k
Daily limit
$5k
$5k
Monthly limit
$20k
$20k
KYC
ID
ID
Card type
debit
debit
Custody
non-custodial
custodial
Conversion fee
Free
Free
ATM per tx
$200
$200
Network
visa
visa
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
15
15
Coins
ETH, USDC
BTC, ETH, USDT
Gnosis Pay vs Plutus Card FAQ
On our composite score Gnosis Pay edges ahead (7.6/10 vs 7.2/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.