Monolith Card vs Bitsa Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 6.8/10. It leads on the blend of fees, trust, and community sentiment.
Monolith Card
ID required
Bitsa Card
No KYC
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
0%
0%
ATM Fee
2%
1%
FX Fee
1.75%
2%
Per transaction
$2.4k
$1.3k
Daily limit
$3k
$2.5k
Monthly limit
$10k
$10k
KYC
ID
None
Card type
debit
debit
Custody
non-custodial
custodial
Conversion fee
Free
Free
ATM per tx
$100
$200
Network
visa
visa
IBAN
✓
✗
Apple Pay
✓
✗
Google Pay
✗
✗
Countries
16
20
Coins
ETH, USDC, USDT
BTC, ETH
Monolith Card vs Bitsa Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 6.8/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.