Nexo Card vs Monolith Card
The short answer
Winner: Nexo Card — 7.6/10 versus 6.8/10. It leads on the blend of fees, trust, and community sentiment.

Nexo Card
Full KYC

Monolith Card
ID required
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
0%
ATM Fee
1.5%
2%
FX Fee
1.5%
1.75%
Per transaction
$8k
$2.4k
Daily limit
$10k
$3k
Monthly limit
$50k
$10k
KYC
Full
ID
Card type
credit
debit
Custody
custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$400
$100
Network
visa
visa
IBAN
✓
✓
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
18
16
Coins
BNB, BTC, ETH, USDC, USDT
ETH, USDC, USDT
Nexo Card vs Monolith Card FAQ
On our composite score Nexo Card edges ahead (7.6/10 vs 6.8/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.