Paybis Card vs BitPay Card
The short answer
Winner: Paybis Card — 6.5/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
Paybis Card
ID required
BitPay Card
ID required
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
0%
0%
ATM Fee
2%
2%
FX Fee
1.5%
3%
Per transaction
$4k
$8k
Daily limit
$5k
$10k
Monthly limit
$15k
$25k
KYC
ID
ID
Card type
debit
debit
Custody
custodial
custodial
Conversion fee
Free
Free
ATM per tx
$200
$300
Network
visa
mastercard
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
16
1
Coins
BTC, ETH, USDT, XRP
BTC, ETH, USDC, XRP
Paybis Card vs BitPay Card FAQ
On our composite score Paybis Card edges ahead (6.5/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.