Paybis Card vs Bitsa Card

The short answer

Winner: Bitsa Card — 7.1/10 versus 6.5/10. It leads on the blend of fees, trust, and community sentiment.

Paybis Card logo
Paybis Card
ID required
Bitsa Card logo
Bitsa Card
No KYC
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
0%
0%
ATM Fee
2%
1%
FX Fee
1.5%
2%
Per transaction
$4k
$1.3k
Daily limit
$5k
$2.5k
Monthly limit
$15k
$10k
KYC
ID
None
Card type
debit
debit
Custody
custodial
custodial
Conversion fee
Free
Free
ATM per tx
$200
$200
Network
visa
visa
IBAN
Apple Pay
Google Pay
Countries
16
20
Coins
BTC, ETH, USDT, XRP
BTC, ETH

Paybis Card vs Bitsa Card FAQ

On our composite score Bitsa Card edges ahead (7.1/10 vs 6.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.