Paybis Card vs Bitsa Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 6.5/10. It leads on the blend of fees, trust, and community sentiment.

Paybis Card
ID required

Bitsa Card
No KYC
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
0%
0%
ATM Fee
2%
1%
FX Fee
1.5%
2%
Per transaction
$4k
$1.3k
Daily limit
$5k
$2.5k
Monthly limit
$15k
$10k
KYC
ID
None
Card type
debit
debit
Custody
custodial
custodial
Conversion fee
Free
Free
ATM per tx
$200
$200
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
16
20
Coins
BTC, ETH, USDT, XRP
BTC, ETH
Paybis Card vs Bitsa Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 6.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.