Rain Card vs MetaMask Card
The short answer
Winner: MetaMask Card — 7.6/10 versus 7.5/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Rain Card
Email only
MetaMask Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1%
1%
ATM fee
Free
2%
FX fee
Free
1%
Per transaction
Unlimited
$10k
Daily limit
Unlimited
$15k
Monthly limit
Unlimited
Unlimited
KYC
Email only
KYC
Card type
Debit
Debit
Custody
Non-custodial
Non-custodial
Conversion fee
Free
0.5%
ATM per transaction
Unlimited
$400
Network
visa
mastercard
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
1
24
Coins
ETH, USDC
ETH, USDC, USDT
Rain Card vs MetaMask Card FAQ
On our composite score MetaMask Card edges ahead (7.6/10 vs 7.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.