Rain Card vs Nexo Card
The short answer
Winner: Nexo Card — 7.6/10 versus 7.5/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Rain Card
Email only
Nexo Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
1%
2%
ATM fee
Free
2%
FX fee
Free
2%
Per transaction
Unlimited
$10k
Daily limit
Unlimited
$10k
Monthly limit
Unlimited
$60k
KYC
Email only
KYC
Card type
Debit
Credit
Custody
Non-custodial
Custodial
Conversion fee
Free
Free
ATM per transaction
Unlimited
$800
Network
visa
visa
IBAN
✗
✓
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
1
19
Coins
ETH, USDC
BNB, BTC, ETH, USDC, USDT
Rain Card vs Nexo Card FAQ
On our composite score Nexo Card edges ahead (7.6/10 vs 7.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.