Wirex Card vs BrainPay Card
The short answer
Winner: Wirex Card — 7/10 versus 6.6/10. It leads on the blend of fees, trust, and community sentiment.
Wirex Card
ID required
BC
BrainPay Card
No KYC
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
0%
ATM Fee
1.75%
2%
FX Fee
Free
2.5%
Per transaction
$4k
$500
Daily limit
$5k
$1k
Monthly limit
$20k
$5k
KYC
ID
None
Card type
debit
debit
Custody
custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$200
$100
Network
visa
visa
IBAN
✓
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
20
13
Coins
BTC, ETH, USDC, USDT, XRP
BTC, ETH, SOL, USDT
Wirex Card vs BrainPay Card FAQ
On our composite score Wirex Card edges ahead (7/10 vs 6.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.