Wirex Card vs Fold Card
The short answer
Winner: Wirex Card — 7/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Wirex Card
ID required
Fold Card
Full KYC
Score
Annual Fee
Free
$149
Monthly Fee
Free
Free
Cashback
2%
2%
ATM Fee
1.75%
Free
FX Fee
Free
Free
Per transaction
$4k
$4k
Daily limit
$5k
$5k
Monthly limit
$20k
$20k
KYC
ID
Full
Card type
debit
debit
Custody
custodial
custodial
Conversion fee
Free
Free
ATM per tx
$200
$200
Network
visa
visa
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
20
1
Coins
BTC, ETH, USDC, USDT, XRP
BTC
Wirex Card vs Fold Card FAQ
On our composite score Wirex Card edges ahead (7/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.