Wirex Card vs Monolith Card
The short answer
Winner: Wirex Card — 7/10 versus 6.8/10. It leads on the blend of fees, trust, and community sentiment.
Wirex Card
ID required
Monolith Card
ID required
Score
Annual Fee
Free
Free
Monthly Fee
Free
Free
Cashback
2%
0%
ATM Fee
1.75%
2%
FX Fee
Free
1.75%
Per transaction
$4k
$2.4k
Daily limit
$5k
$3k
Monthly limit
$20k
$10k
KYC
ID
ID
Card type
debit
debit
Custody
custodial
non-custodial
Conversion fee
Free
Free
ATM per tx
$200
$100
Network
visa
visa
IBAN
✓
✓
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
20
16
Coins
BTC, ETH, USDC, USDT, XRP
ETH, USDC, USDT
Wirex Card vs Monolith Card FAQ
On our composite score Wirex Card edges ahead (7/10 vs 6.8/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.