ZEN Card vs Binance Visa Card
The short answer
Winner: Binance Visa Card — 7.6/10 versus 7.4/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
ZEN Card
KYC
Binance Visa Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
10%
8%
ATM fee
1.5%
1.5%
FX fee
0.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$4.8k
Monthly limit
Unlimited
$9.6k
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
Free
ATM per transaction
Unlimited
$250
Network
mastercard
visa
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
25
19
Coins
BTC, ETH, USDC, USDT
BNB, BTC, ETH, USDC, USDT
ZEN Card vs Binance Visa Card FAQ
On our composite score Binance Visa Card edges ahead (7.6/10 vs 7.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.