ZEN Card vs Kast Card
The short answer
Winner: Kast Card — 7.5/10 versus 7.4/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
ZEN Card
KYC
Kast Card
No KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
10%
0%
ATM fee
1.5%
2%
FX fee
0.5%
1.75%
Per transaction
Unlimited
Unlimited
Daily limit
$10k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
No KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
Free
ATM per transaction
Unlimited
$300
Network
mastercard
visa
IBAN
✓
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
25
26
Coins
BTC, ETH, USDC, USDT
BTC, ETH, USDC, USDT
ZEN Card vs Kast Card FAQ
On our composite score Kast Card edges ahead (7.5/10 vs 7.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.