ZEN Card vs Trustee Plus Card
The short answer
Winner: ZEN Card — 7.4/10 versus 7.2/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
ZEN Card
KYC
Trustee Plus Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
10%
2%
ATM fee
1.5%
1.5%
FX fee
0.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$10k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
Free
0.5%
ATM per transaction
Unlimited
Unlimited
Network
mastercard
mastercard
IBAN
✓
✓
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
25
20
Coins
BTC, ETH, USDC, USDT
BTC, ETH, SOL, TON, USDC, USDT, XRP
ZEN Card vs Trustee Plus Card FAQ
On our composite score ZEN Card edges ahead (7.4/10 vs 7.2/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.