How much can I withdraw from Argentine ATMs fee-free?

Bybit's published fee-free ATM allowance for Argentina is 95,000 ARS per calendar month on the physical card. Beyond that, a 2% withdrawal fee applies, and the ATM operator may charge its own fee on top. The equivalent allowances are €100 in the EEA and Switzerland, $100 in Australia, and 550 BRL in Brazil.

Is the Bybit Card good for travel outside Argentina?

It is expensive for that. Argentine-issued Bybit Cards carry a 7% foreign-exchange fee when spending outside the card's funding currency — fourteen times the 0.5% charged on EEA cards. For domestic peso spending with crypto top-ups the card is competitive; for frequent travel, a card with a lower FX fee saves real money.

Does the Bybit Card Work in Argentina?

Reviewed by Alan WakeUpdated July 20, 2026

Based on verified official data as of 20.07.2026; hands-on update coming.

Yes, on both counts. Bybit operates legally in Argentina — it is registered in the CNV's virtual asset service provider (PSAV) registry under No. 48 — and Argentina is one of the official Bybit Card issuance regions. Argentine residents can order the Mastercard, add it to Apple Pay (supported since December 2024), and withdraw up to 95,000 ARS per month from ATMs fee-free. Watch the 7% foreign-exchange fee on non-peso spending.

TL;DR

Exchange: available and registered with Argentina's CNV as PSAV No. 48.
Card: issued to Argentine residents; Apple Pay supported since December 2024.
Fees: 0.9% crypto conversion, 95,000 ARS/month fee-free ATM allowance then 2%, and a steep 7% foreign-exchange fee outside pesos.

Bybit's status in Argentina

Argentina requires anyone professionally offering crypto services to register as a Proveedor de Servicios de Activos Virtuales (PSAV) with the CNV. Bybit holds registration No. 48 and operates as both an exchange and a card operator, so trading, P2P and the card are offered onshore.

The Bybit Card in Argentina is a Mastercard funded from your Bybit Funding Account. Crypto converts to fiat at the moment of payment, and Apple Pay support for Argentine cardholders was announced in December 2024.

What it costs in practice

Issuance carries no annual or monthly fee. Paying from crypto costs a 0.9% conversion fee, and ATM withdrawals are free up to 95,000 ARS per month, then 2% — Bybit's published allowance for Argentina, alongside €100 for EEA cards and 550 BRL for Brazil.

The main caveat is the foreign-exchange fee: 7% for Argentine-issued cards when spending in a currency other than the one funding the card. That is the highest FX rate in Bybit's card program (EEA pays 0.5%), so the card suits peso spending at home far better than travel abroad.

Cashback follows Bybit's tiered program of 2-10% depending on spend tier, per figures verified 20 July 2026.

Frequently asked questions

Yes. Bybit is registered in the CNV's PSAV registry under No. 48, the regime Argentina introduced for virtual asset service providers, and it operates as a registered card operator supervised for AML purposes by the UIF. Argentina is also explicitly listed among Bybit Card issuance regions in Bybit's own documentation.

Sources: Decentralike — Bybit registered as PSAV and card operator in Argentina · PR Newswire — Apple Pay supported: Bybit Card Argentina · Bybit Help Center — Fees and Limits (Bybit Card) · NomadCrypto exchange dataset (verified 20 July 2026)

Alan Wake

Editor & lead card reviewer

Reviews and fee data on NomadCard are compiled and checked against each issuer's official documentation. Our scoring method is public — see the methodology.

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