Will my European Bybit Card work at Thai ATMs?

Yes. Card payments and ATM withdrawals run over the Mastercard network, not bybit.com, so Thailand's website block does not affect them. EEA/Swiss cards get a €100 fee-free ATM allowance per month, then 2% applies, plus any surcharge the Thai ATM operator adds and the 0.5% foreign-exchange fee on baht spending.

Can I top up my Bybit Card while in Thailand?

Top-ups happen inside the Bybit app from your Funding Account, and Thai ISPs block access to Bybit under the SEC order. Travellers report needing connectivity outside Thai networks to reach the app. Fund the card before arrival if you plan to rely on it; the card itself keeps working at merchants regardless.

Does the Bybit Card Work in Thailand?

Reviewed by Alan WakeUpdated July 20, 2026

Based on verified official data as of 20.07.2026; hands-on update coming.

Not for Thai residents. Thailand's SEC ordered access to Bybit blocked from 28 June 2025 for operating without a local digital-asset licence, so residents cannot use the exchange, and Thailand has never been a Bybit Card issuance region. If you are visiting Thailand with a Bybit Card issued elsewhere — for example in the EEA, Australia or Argentina — the card itself works at Thai POS terminals and ATMs like any Mastercard.

TL;DR

Exchange: blocked in Thailand since 28 June 2025 by SEC order; charges filed under the Digital Asset Business Act.
Card issuance: never offered to Thai residents — Thailand is not among Bybit's supported card regions.
Card use while visiting: a Bybit Card issued in a supported region works at Thai merchants and ATMs, but managing the account may require access outside blocked networks.

Why Bybit is blocked in Thailand

In May 2025 the Thai SEC announced that Bybit, OKX, CoinEx, XT.com and 1000X were operating without the licence required by the Digital Asset Business Act. It filed criminal complaints and asked the Ministry of Digital Economy to block access from 28 June 2025.

The regulator advised Thai users to withdraw assets before the deadline, warning that access to funds could be lost afterwards. As of 20 July 2026 Bybit holds no Thai licence, so the block remains the operative status for residents.

Issued in Thailand vs used in Thailand

Bybit's card program covers the EEA (via Bybit EU), Switzerland, Australia, Argentina, Brazil, the AIFC in Kazakhstan, selected Asia-Pacific markets and Mexico. Thailand is not on that list, so no Thai resident can apply — this was true even before the SEC block.

For travellers the picture differs. A Bybit Card issued in a supported region is a Mastercard: Thai shops and ATMs process it normally, and the network block on bybit.com does not stop card authorisations. Managing the account itself — top-ups, freezing the card — depends on reaching Bybit's app, which Thai ISPs block.

Costs while spending in baht: a 0.9% crypto-conversion fee when paying from crypto, plus your region's foreign-exchange fee (0.5% EEA/CH, 1% Australia, 7% Argentina). ATM withdrawals above the monthly free allowance cost 2%.

Frequently asked questions

No. The Thai SEC ordered access to Bybit blocked from 28 June 2025 because it lacked a licence under the Digital Asset Business Act, and filed criminal complaints against it. Residents were told to move assets to licensed platforms before the deadline. Thai-licensed exchanges are the compliant alternative for onshore users.

Sources: CoinDesk — Thailand to block OKX, Bybit and others from 28 June 2025 · Silk Legal — Thailand to block five unlicensed crypto platforms · Bybit Help Center — Fees and Limits (Bybit Card) · NomadCrypto exchange dataset (verified 20 July 2026)

Alan Wake

Editor & lead card reviewer

Reviews and fee data on NomadCard are compiled and checked against each issuer's official documentation. Our scoring method is public — see the methodology.

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