How Much Cash Can You Withdraw With a Crypto Card?
Based on verified official data as of 20.07.2026; hands-on update coming.
Most crypto cards allow between €300 and €2,000 in ATM withdrawals per day, based on provider-published limits in the NomadCrypto database (verified 20 July 2026) — from €300 on Bit2Me and Vancelian up to €10,000 on Banxe. Fee-free allowances are a separate, usually monthly number: Bybit charges 2% only beyond a regional monthly allowance (for example €100 in EEA-region programs), and Nexo includes €2,000/£1,800 of free withdrawals per month. Check both figures.
TL;DR
- Typical daily ATM caps: €300-€2,000; outliers reach €10,000 (Banxe).
- Daily hard caps and monthly fee-free allowances are different numbers — exceeding the allowance costs a fee, exceeding the cap declines.
- Total cost per withdrawal = card ATM fee + conversion fee + any independent ATM-operator fee.
Daily ATM caps by card
Published daily limits from the NomadCrypto database, verified 20 July 2026 (EUR-equivalent):
| Card | Daily ATM limit | Card ATM fee |
|---|---|---|
| Banxe Card | €10,000 | 2% |
| Blackcatcard | €5,000 | 1% |
| Tevau Card | €3,000 | 1.9% |
| SpectroCoin Card | €2,500 | 1% |
| RedotPay Card | €2,000 | 2% |
| Xapo Card | €2,000 | 2% |
| Crypto.com Visa | €1,000 | 2% |
| Nexo Card | €1,000 | 2% after free allowance |
| Krak Card | €900 | 0% |
| Bybit Card | €500 | 2% after free allowance |
| KuCoin Card | €350 | 2% |
| Bit2Me Card | €300 | 0% |
Daily caps versus monthly fee-free allowances
The two numbers behave differently. A daily cap is a hard ceiling: a withdrawal beyond it declines. A fee-free allowance is a pricing threshold: Bybit's regional programs allow free ATM withdrawals up to a monthly allowance (€100 in EEA-region examples on its fees page), then charge 2%; Nexo includes €2,000/£1,800 free per month per nexo.com.
Real cost per withdrawal stacks three layers: the card's ATM fee, the crypto conversion fee (0.9% on Bybit, 0.75% on Crypto.com per the database), and whatever surcharge the independent ATM operator adds on screen. Bybit lets you adjust daily and monthly ATM limits within your tier from the card dashboard.
Who this is NOT for
- Large cash-outs above €10,000/day — bank wires or exchange fiat withdrawals fit better
- Virtual-only cardholders: most ATMs require a physical card
Frequently asked questions
Sometimes, within bounds. Bybit lets users adjust daily, monthly, and yearly spending and ATM limits inside their current tier from the card dashboard; higher tiers get higher ceilings. Most other providers publish fixed limits per card level. No provider lets you exceed the published maximum for your tier on request.
Alan Wake
Editor & lead card reviewer
Reviews and fee data on NomadCard are compiled and checked against each issuer's official documentation. Our scoring method is public — see the methodology.
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