1inch Card vs Fold Card
The short answer
Winner: 1inch Card — 7.2/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
1inch Card
Email only
Fold Card
KYC
Score
Annual fee
Free
$149
Monthly fee
Free
Free
Cashback
1.5%
0%
ATM fee
Free
Free
FX fee
Free
3%
Per transaction
Unlimited
$15k
Daily limit
Unlimited
$15k
Monthly limit
Unlimited
$50k
KYC
Email only
KYC
Card type
Debit
Debit
Custody
Non-custodial
Custodial
Conversion fee
1.75%
1.5%
ATM per transaction
Unlimited
$400
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✗
✗
Countries
15
1
Coins
ETH, USDC, USDT
BTC
1inch Card vs Fold Card FAQ
On our composite score 1inch Card edges ahead (7.2/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.