BitPay Card vs KuCoin Card

The short answer

Winner: BitPay Card — 6.3/10 versus 5.4/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

BitPay Card logo
BitPay Card
KYC
KuCoin Card logo
KuCoin Card
KYC
Score
Annual fee
Free
$10
Monthly fee
Free
Free
Cashback
0%
1.2%
ATM fee
2%
2%
FX fee
3%
2%
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$20k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
1.25%
ATM per transaction
$2.4k
$150
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
1
17
Coins
BTC, ETH, USDC, XRP
BTC, ETH, USDC, USDT, XRP
Get BitPay Card
Get KuCoin Card

BitPay Card vs KuCoin Card FAQ

On our composite score BitPay Card edges ahead (6.3/10 vs 5.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.