BitPay Card vs OKX Card
The short answer
Winner: OKX Card — 7.2/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
BitPay Card
KYC
OKX Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
2%
Free
FX fee
3%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$10k
Unlimited
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
Free
0.1%
ATM per transaction
$2.4k
Unlimited
Network
mastercard
mastercard
IBAN
✗
✓
Apple Pay
✗
✓
Google Pay
✗
✓
Countries
1
17
Coins
BTC, ETH, USDC, XRP
USDC
BitPay Card vs OKX Card FAQ
On our composite score OKX Card edges ahead (7.2/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.