BitPay Card vs Plasma One Card

The short answer

Winner: Plasma One Card — 7.3/10 versus 6.3/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

BitPay Card logo
BitPay Card
KYC
Plasma One Card logo
Plasma One Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
4%
ATM fee
2%
Free
FX fee
3%
2%
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$1000k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Debit
Prepaid
Custody
Custodial
Non-custodial
Conversion fee
Free
Free
ATM per transaction
$2.4k
Unlimited
Network
mastercard
visa
IBAN
Apple Pay
Google Pay
Countries
1
41
Coins
BTC, ETH, USDC, XRP
USDC, USDT

BitPay Card vs Plasma One Card FAQ

On our composite score Plasma One Card edges ahead (7.3/10 vs 6.3/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.