BitPay Card vs THORWallet Card

The short answer

Winner: BitPay Card — 6.3/10 versus 5.4/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

BitPay Card logo
BitPay Card
KYC
THORWallet Card logo
THORWallet Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
2%
Free
FX fee
3%
1.5%
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$5k
Monthly limit
Unlimited
$125k
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
Free
1.75%
ATM per transaction
$2.4k
Unlimited
Network
mastercard
mastercard
IBAN
✗
✓
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
1
41
Coins
BTC, ETH, USDC, XRP
USDC, USDT
Get BitPay Card
Get THORWallet Card

BitPay Card vs THORWallet Card FAQ

On our composite score BitPay Card edges ahead (6.3/10 vs 5.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.