Bitsa Card vs Bitrefill Card

The short answer

Winner: Bitsa Card — 7.1/10 versus 5.7/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Bitsa Card logo
Bitsa Card
No KYC
Bitrefill Card logo
Bitrefill Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
0%
ATM fee
1%
Free
FX fee
2%
Free
Per transaction
$1.5k
Unlimited
Daily limit
$500
$10k
Monthly limit
$1k
Unlimited
KYC
No KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
3%
Free
ATM per transaction
Unlimited
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✗
Google Pay
✗
✗
Countries
21
17
Coins
BTC, ETH
BNB, BTC, ETH, USDC, USDT
Get Bitsa Card
Get Bitrefill Card

Bitsa Card vs Bitrefill Card FAQ

On our composite score Bitsa Card edges ahead (7.1/10 vs 5.7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.