Bitsa Card vs Holyheld Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 6.9/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Bitsa Card
No KYC
Holyheld Card
Email only
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
1%
ATM fee
1%
1%
FX fee
2%
2.5%
Per transaction
$1.5k
Unlimited
Daily limit
$500
$10k
Monthly limit
$1k
Unlimited
KYC
No KYC
Email only
Card type
Debit
Debit
Custody
Custodial
Non-custodial
Conversion fee
3%
0.5%
ATM per transaction
Unlimited
$400
Network
visa
mastercard
IBAN
✗
✓
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
21
17
Coins
BTC, ETH
BTC, ETH, SOL, USDC, USDT
Bitsa Card vs Holyheld Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 6.9/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.