Bitsa Card vs Kolo Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Bitsa Card
No KYC
Kolo Card
Email only
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
0%
2%
ATM fee
1%
Free
FX fee
2%
1%
Per transaction
$1.5k
Unlimited
Daily limit
$500
$50k
Monthly limit
$1k
Unlimited
KYC
No KYC
Email only
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
3%
0.32%
ATM per transaction
Unlimited
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
21
41
Coins
BTC, ETH
BTC, ETH, SOL, USDC, USDT
Bitsa Card vs Kolo Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.