Bitsa Card vs SpectroCoin Card
The short answer
Winner: Bitsa Card — 7.1/10 versus 5.9/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Bitsa Card
No KYC
SpectroCoin Card
KYC
Score
Annual fee
Free
$13.8
Monthly fee
Free
$1.15
Cashback
0%
0%
ATM fee
1%
1%
FX fee
2%
1%
Per transaction
$1.5k
Unlimited
Daily limit
$500
$25k
Monthly limit
$1k
Unlimited
KYC
No KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
3%
1.5%
ATM per transaction
Unlimited
$1k
Network
visa
visa
IBAN
✗
✓
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
21
17
Coins
BTC, ETH
BTC, ETH, USDC, USDT
Bitsa Card vs SpectroCoin Card FAQ
On our composite score Bitsa Card edges ahead (7.1/10 vs 5.9/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.