Bybit Card vs Bitpanda Card
The short answer
Winner: Bybit Card — 7/10 versus 5.7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Bybit Card
KYC
Bitpanda Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
3%
1%
ATM fee
2%
2%
FX fee
0.5%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$10k
Monthly limit
$50k
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
0.9%
1.49%
ATM per transaction
$1.2k
$150
Network
mastercard
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
17
17
Coins
BNB, BTC, ETH, USDC, USDT
BNB, BTC, ETH, MATIC, SOL, USDC, USDT, XRP
Bybit Card vs Bitpanda Card FAQ
On our composite score Bybit Card edges ahead (7/10 vs 5.7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.