Bybit Card vs xPortal Card
The short answer
Winner: Bybit Card — 7/10 versus 6.5/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Bybit Card
KYC
xPortal Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
3%
0.2%
ATM fee
2%
1%
FX fee
0.5%
2.5%
Per transaction
Unlimited
Unlimited
Daily limit
$10k
$5k
Monthly limit
$50k
$10k
KYC
KYC
KYC
Card type
Debit
Prepaid
Custody
Custodial
Non-custodial
Conversion fee
0.9%
1.49%
ATM per transaction
$1.2k
$200
Network
mastercard
mastercard
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✓
Countries
17
17
Coins
BNB, BTC, ETH, USDC, USDT
BTC, ETH, MATIC, USDC, USDT
Bybit Card vs xPortal Card FAQ
On our composite score Bybit Card edges ahead (7/10 vs 6.5/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.