Crypto.com Visa vs Gate Card
The short answer
Winner: Crypto.com Visa — 7.8/10 versus 5.7/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Crypto.com Visa
KYC
Gate Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
5%
1%
ATM fee
2%
1%
FX fee
2%
2%
Per transaction
Unlimited
Unlimited
Daily limit
$25k
$10k
Monthly limit
$25k
Unlimited
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
0.75%
0.9%
ATM per transaction
$800
$400
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✗
Google Pay
✓
✗
Countries
24
17
Coins
BNB, BTC, ETH, USDC, USDT, XRP
BNB, BTC, ETH, SOL, USDC, USDT, XRP
Crypto.com Visa vs Gate Card FAQ
On our composite score Crypto.com Visa edges ahead (7.8/10 vs 5.7/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.