Crypto.com Visa vs Spritz Card
The short answer
Winner: Crypto.com Visa — 7.8/10 versus 6/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Crypto.com Visa
KYC
SC
Spritz Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
5%
5%
ATM fee
2%
Free
FX fee
2%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$25k
$10k
Monthly limit
$25k
Unlimited
KYC
KYC
KYC
Card type
Debit
Prepaid
Custody
Custodial
Non-custodial
Conversion fee
0.75%
0.5%
ATM per transaction
$800
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
24
41
Coins
BNB, BTC, ETH, USDC, USDT, XRP
BNB, BTC, ETH, MATIC, SOL, USDC, USDT
Crypto.com Visa vs Spritz Card FAQ
On our composite score Crypto.com Visa edges ahead (7.8/10 vs 6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.