Crypto.com Visa vs WhiteBIT Nova Card
The short answer
Winner: Crypto.com Visa — 7.8/10 versus 6.4/10. It leads on the blend of fees, trust, and community sentiment.
Updated July 2026
Crypto.com Visa
KYC
WhiteBIT Nova Card
KYC
Score
Annual fee
Free
Free
Monthly fee
Free
Free
Cashback
5%
10%
ATM fee
2%
2%
FX fee
2%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$25k
$10k
Monthly limit
$25k
$25k
KYC
KYC
KYC
Card type
Debit
Debit
Custody
Custodial
Custodial
Conversion fee
0.75%
1%
ATM per transaction
$800
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✓
✓
Google Pay
✓
✗
Countries
24
17
Coins
BNB, BTC, ETH, USDC, USDT, XRP
BTC, ETH, SOL, USDC, USDT, XRP
Crypto.com Visa vs WhiteBIT Nova Card FAQ
On our composite score Crypto.com Visa edges ahead (7.8/10 vs 6.4/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.