Cryptopay Card vs Based Card

The short answer

Winner: Based Card — 6.2/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Cryptopay Card logo
Cryptopay Card
KYC
Based Card logo
Based Card
Email only
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
4%
ATM fee
2.5%
Free
FX fee
3%
2.5%
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$3k
Monthly limit
Unlimited
Unlimited
KYC
KYC
Email only
Card type
Prepaid
Debit
Custody
Custodial
Non-custodial
Conversion fee
1.95%
Free
ATM per transaction
$200
Unlimited
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✗
Google Pay
✗
✗
Countries
17
41
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
SOL, USDC, USDT
Get Cryptopay Card
Get Based Card

Cryptopay Card vs Based Card FAQ

On our composite score Based Card edges ahead (6.2/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.