Cryptopay Card vs Bitpanda Card

The short answer

Winner: Bitpanda Card — 5.7/10 versus 4.6/10. It leads on the blend of fees, trust, and community sentiment.

Updated July 2026

Cryptopay Card logo
Cryptopay Card
KYC
Bitpanda Card logo
Bitpanda Card
KYC
Score
Annual fee
Free
Free
Monthly fee
$1
Free
Cashback
0%
1%
ATM fee
2.5%
2%
FX fee
3%
Free
Per transaction
Unlimited
Unlimited
Daily limit
$30k
$10k
Monthly limit
Unlimited
Unlimited
KYC
KYC
KYC
Card type
Prepaid
Debit
Custody
Custodial
Custodial
Conversion fee
1.95%
1.49%
ATM per transaction
$200
$150
Network
visa
visa
IBAN
✗
✗
Apple Pay
✗
✓
Google Pay
✗
✗
Countries
17
17
Coins
BTC, ETH, MATIC, USDC, USDT, XRP
BNB, BTC, ETH, MATIC, SOL, USDC, USDT, XRP
Get Cryptopay Card
Get Bitpanda Card

Cryptopay Card vs Bitpanda Card FAQ

On our composite score Bitpanda Card edges ahead (5.7/10 vs 4.6/10). The right pick still comes down to what you weigh most — fees, privacy, or cashback.